Improve Cash Flow

Three questions. You get the collection routine that works, and what to do before approaching a lender.

Step 1 of 3

Roughly how much is stuck in unpaid invoices?

₹

No account needed. Nothing is sent until you choose to send it.

The short answer, before you answer anything

This is the written route for improve cash flow, published in full so you can read it without filling in a form. The questions above tailor it to your numbers.

Late payment is a follow-up problem before it is a customer problem. Every invoice needs a dated next action and one person who owns it — not a reminder when someone remembers.
Age the ledger first: under 30 days, 30–60, 60–90, above 90. Each band needs a different script, and mixing them is why chasing feels rude and produces nothing.
Write the terms down. Verbal credit is the reason you cannot escalate — a customer who was never told a due date was never late.
Stop supply before you lose the money, not after. A dated notice with a restart condition works; a silent pause teaches the customer to buy elsewhere.
Before any lender conversation, clean twelve months of banking. A strong business with bounced cheques is declined; a modest business with clean banking gets funded.

Wise & Rise is one of the providers on the platform. Where a provider is the right next step, it is named openly and we earn no extra fee for the introduction.